For Non-Resident Indians (NRIs), investing in a safe and high-return asset has always been a priority.
While foreign stock portfolios were once a popular choice, 2025 is seeing a strong shift toward real
estate in Kerala, especially in Kochi and Trivandrum.
With SFS Homes and its 40 years of expertise, premium projects in these cities are becoming more
attractive than volatile overseas stock markets. Let’s explore the reasons behind this trend.
1. Real Estate Stability in Kerala
Why is real estate in Kerala considered safer than foreign stocks?
- Stock markets are volatile and influenced by global economic factors, while apartments in Kerala offer a tangible and secure asset.
- SFS La Fortuna (Kakkanad, Kochi) and SFS Casabella (Pattom, Trivandrum) are examples of projects that provide strong long-term value.
2. Kochi and Trivandrum as Investment Hubs
Why are Kochi and Trivandrum top choices for NRIs?
- Kochi is known for its IT hubs, metro connectivity and luxury lifestyle.
Key SFS projects: La Fortuna, Songs of Nightingale, Constellation, Whispering Hills and Bellagio.
- Trivandrum is home to Technopark and Technocity, which fuel both residential and rental demand.
Key SFS projects: Casabella, Amber, West Hill, Rhythm and Orchard.
3. Rental Income and High ROI
Are Kochi and Trivandrum apartments good for rentals?
- Yes, both cities see steady demand from IT professionals and expats, making rental yields reliable.
- SFS Whispering Hills (near Lulu Mall, Kochi) and SFS Rhythm (Pallippuram, Trivandrum) are prime examples of properties with high rental demand.
4. Emotional and Lifestyle Value
Why do NRIs value real estate over stocks?
- Apartments offer a family living space, vacation home or retirement property which stocks cannot provide.
- SFS La Fortuna and SFS Bellagio are designed with luxury amenities like swimming pools, landscaped gardens and clubhouses.
5. Appreciation Potential
Do properties in Kerala grow in value?
- Yes, prime areas like Kakkanad and Thrikkakara in Kochi or Kazhakootam in Trivandrum see 8–12 percent annual appreciation.
- SFS Constellation and SFS Orchard are located in such high-growth zones.
6. NRI-Friendly Policies
Are NRIs allowed to buy property in India?
- Yes, current RBI and FEMA regulations make it simple for NRIs to invest in residential property.
- SFS Homes ensures RERA compliance and clear legal documentation for all its projects.
7. Currency Advantage
How do NRIs benefit from foreign exchange?
- With strong foreign currencies like USD or AED, buying luxury homes in Kerala is far more affordable compared to a few years ago.
8. Builder Reputation and Trust
- SFS Homes has 40 years of proven expertise, delivering premium quality homes across Kerala.
- Ready-to-move options like SFS West Hill (Trivandrum) and ongoing projects like SFS Songs of Nightingale (Thrikkakara) ensure both security and value.
FAQs
1. Why is Kerala real estate better than foreign stocks for NRIs?
- Kerala apartments offer stable returns, rental income and lifestyle benefits, while foreign stocks are prone to economic volatility.
2. Which SFS Homes projects are best for NRI investors?
Conclusion
In 2025, apartments in Kerala, especially in Kochi and Trivandrum, offer unmatched stability, appreciation and lifestyle value for NRIs. With SFS Homes’ 40 years of trust and premium projects across both cities, these investments are a better alternative to foreign stock portfolios.
